Employee Benefits Package Quality Assessments

Hello everybody, do you remember when looking to purchase an employee benefits package? you naturally want to be reassured that the plan you have chosen is a good quality one.

Yes all,  An optimal insurance and benefits package should cover you in the event you are unable to earn a living because of a medical condition, takes care of your spouse and children in the event of an early death. A good plan will also help you prepare for retirement and should pay for health expenses. And fortunately the National Committee for Quality Assurance’s (NCQA) rankings on health insurance plans are updated yearly, and you can see their latest findings on their website. The NCQA rates plans according to a number of criteria as below:

Consumer satisfaction
This section measures three factors of consumer satisfaction:
-    Getting care: including the ability to get care easily and quickly.
-    Physicians: which includes the doctor’s ability to communicate and satisfaction with the care received.
-    Health plan services: includes handling of claims and customer service.

Prevention
Four different factors are measured under this category:
-    Children and adolescents: four different age categories are assessed
-    Women’s reproductive health: timeliness and post-partum care is reviewed.
-    Cancer screening: breast, cervical and colorectal.
-    Other: early immunizations and Chlamydia screening.

Treatments
Five criteria apply to this category:

-    Asthma
-    Diabetes
-    Heat disease
-    Mental and behavioral health
-    Other treatment measures: including antibiotic use, rheumatoid arthritis, among many others.

The above list is an overview and more details can be accessed from the NCQA’s home page.

And then in 2010-11, there were 300 health plans tested and 227 of them received accreditation. By selecting your health insurance policy from an accredited health insurer, you can rest assured that the provider you’ve chosen is reputable.

If you want to know more or for the further information about employee benefits package, so you can visit http://www.underwoodinsurancegroup.com/